根據(jù)下面內(nèi)容，回答題：

　　Banks are not ordinarily prepared to pay out all accounts; they rely on depositors( 剪刀 )not todemand payment all at the same time. If depositors should come to fear that a bank is not safe, that itcannot pay off all its depositors, then that fear might cause all the depositors to appear on the sameday. If they did, the bank could not pay all accounts. However, if they did not all appear at once, thenthere would always be enough money to pay those who wanted their money when they wanted it. Mrs.Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run thenext day, and so the officers of the bank in which Mrs. Vanght worked as a teller had enough moneyon hand to pay off their depositors. The officers simply told the tellers to pay on demand. The nextmorning a crowd gathered in the bank and on the sidewalk outside. The length of the line made manythink that the bank cohld not possibly pay off everyone. People began to push and then to fight for places near the tellers' windows. The power of the panic atmosphere was such that two tellers, thoughthey knew that the bank was quite all right and could pay all depositors, drew their own money fromthe bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.

　　40A bank run happens when __________ .

　　A.a bank is closed for one or more daysB.too many depositors try to draw out their money at one timeC.there is not enough money to pay all its depositors at one timeD.tellers of a bank take their own money from the bank

　　參考答案：B

　　參考解析：

　　文中第五句中“a terrifying bank run”的意思是“可怕的銀行擠兌”，而本題的題干是問銀行擠兌是在什么情況下發(fā)生，根據(jù)文章的解釋，可知答案為B項。

　　41The main cause of a bank run is__________ .

　　A.loss of confidenceB.lack of moneyC.crowds of peopleD.inexperienced tellers

　　參考答案：B

　　參考解析：

　　本題的題干是問“發(fā)生銀行擠兌的主要原因”就是許多人都認為銀行拿不出錢來，即資金缺乏。

　　42Which of the following did Mrs. Vaught say?

　　A.She knew that the bank was not sound.B.She feared that too many depositors drawing their money would close the bank.C.She was not able to draw out her money.D.She was tempted to draw out her money.

　　參考答案：D

　　參考解析：

　　文章最后一句話告訴我們，“Mrs.Vaught覺得很難控制自己不去將自己的錢取出來”，因為當時的氣氛非常恐慌，所以D項正確。

　　43According to the passage, the actions of the depositors of Mrs. Vaught's bank were affect-ed mainly by the __________ .

　　A.ease with which they could get their moneyB.confidence that Mrs. Vaught showedC.failure of several other banks to openD.confidence shown by other depositors of the bank

　　參考答案：C

　　參考解析：

　　由文章可知“一些銀行沒有開門”，所以這就是為什么許多人跑到開門的銀行去取錢。

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